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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Really like the interest free PAY IN THREE option

Really like the interest free PAY IN THREE option Reviewed on: 13th June 2024

Easy to use, well explained and a sometimes lifeline

Easy to use, well explained and a sometimes lifeline Reviewed on: 20th June 2025

Easy app - always works well.

Easy app - always works well. Good way to budget also. Reviewed on: 20th June 2025

Best app ever

I have been using paypal for a while now and they are i would recommend people to use paypal Reviewed on: 20th June 2025

I've had very little issues over the years using Pay...

I've had very little issues over the years using PayPal Credit, and always found support from the customer service. It's a good and handy product. Reviewed on: 20th June 2025

Very good

Being able to spread the cost of purchased items easy and convenient. Reviewed on: 20th June 2025

No problem.

No problem. Good company. I have never had issues to use this website. Reviewed on: 20th June 2025

PayPal Credit is the best

I'm absolutely satisfied by the financial services of PayPal Credit Reviewed on: 20th June 2025

Amazing service for 0% interest purchases for 4 months

Amazing service for 0% interest purchases for 4 months Reviewed on: 20th June 2025

I was not expecting that you can be helpful and supp...

I was not expecting that you can be helpful and supportive, more than other credit cards. Reviewed on: 20th June 2025

Never had a problem.Making life easier!

Never had a problem. Was late with a payment once but all ended well and no penalties as they seem to deduct from my bank a couple of days after said deadline. Really easy to set up and continue use. Reviewed on: 20th June 2025

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