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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147950 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147950)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal Credit gives me more freedom to spend

PayPal Credit gives me more freedom to spend and get the. purchases that I need at the time when funds are low, giving me great payback fees Reviewed on: 11th June 2026

well protected

i always try to pay via paypal online because i know im protected incase something goes wrong Reviewed on: 11th June 2026

Everything is always easy to sort out .

Everything is always easy to sort out . Even the resolution center is helpful Reviewed on: 11th June 2026

Very good customer service, but app needs improvement

The app is easy to use albeit very laggy especially during transfers taking a day or two, to actually register as pending. The customer service is very responsive, unanimously taking my side after providing heaps of evidence to back my claims, and returning the money from the bad sellers back to me, always in good time. Good approval of credit increases and pay in 3 choices, and giving plenty of notice for upcoming payments. Reviewed on: 11th June 2026

Free returns are so helpful

I've been able to get refunds when ever needed and free postage of returns is the main reason I use it. Reviewed on: 11th June 2026

It’s easy to use and track purchases and payments.

It’s easy to use and track purchases and payments. And raising disputes is out sellers is great and easy Reviewed on: 11th June 2026

Paypal have always been quick to process transaction...

Paypal have always been quick to process transactions and offer many ways to pay to suit Reviewed on: 11th June 2026

Perfect Online Banking

PayPal credit is the most helpful for those big purchases that you can’t afford just at the moment and has helped me get things that I otherwise would have had to completely miss out on. And because you have 4 months with anything over £100 it gives you plenty of time to pay it off. Really good service and tells you anything you need to know. 10/10 Reviewed on: 11th June 2026

Ive never had an issues.

Ive never had an issues. Its really simple and easy Reviewed on: 11th June 2026

I've used PayPal for years, never had an issue sendi...

I've used PayPal for years, never had an issue sending or receiving money and knowing its safe and secure means its one of my favourite paying methods. Reviewed on: 11th June 2026

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