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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148420 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148420)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great experience very approachable customer service

Great experience very approachable customer service Reviewed on: 11th June 2026

Easy to use

I find it easy to use PayPal, I have been using it for years and now I have the credit option too Reviewed on: 11th June 2026

Paypals Credit where credits due.

Easy to use, easy to pay using Paypals App along with their Creditcard. Generous interest free periods on the larger purchases too. Reviewed on: 11th June 2026

Excellent experience Paypal has been very helpful an...

Excellent experience Paypal has been very helpful and reliable to be one of PayPal customer and have no issue using it Reviewed on: 11th June 2026

Great ways to pay securely online, paypal are my go...

Great ways to pay securely online, paypal are my go to for making online payments Reviewed on: 11th June 2026

Only good purchases with PayPal

I've never had any problems using PayPal for my purchases, only good ones. Reviewed on: 11th June 2026

Great points back deal.

Great points back deal. I like that you get extra points with the physical card and that the physical card is so easy to get. Reviewed on: 11th June 2026

I use PayPal to book trips

I use PayPal to book trips and maintain my camera equipment! It’s very effective Reviewed on: 11th June 2026

10 out of 10 for customer service and efficiency

I have used PayPal and PayPal Credit for quite a while now. If I have had any problems they are sorted out with efficiency. I have also used PayPal Credit when I needed a new computer and they were very helpful in aiding me to do that. Reviewed on: 11th June 2026

I always prefer to pay through PayPal.

I always prefer to pay through PayPal. If the payment is not secured by PayPal.i cancel the payment. Reviewed on: 11th June 2026

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