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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147644 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147644)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Pay pal credit has given me a breathing chance to be...

Pay pal credit has given me a breathing chance to be able to spread my payments over 3 months...very useful and flexible Reviewed on: 11th June 2026

Great helpful always available when needed

Great helpful always available when needed Reviewed on: 11th June 2026

Easy to use

Easy to use, I’ve never had any issues Reviewed on: 11th June 2026

Had great experience with pay pal easy to uese

Had great experience with pay pal easy to uese Reviewed on: 11th June 2026

Great for essentials.

Great way to help spread the cost of essential purchases when needed. Reviewed on: 11th June 2026

My trusted method of payment

I always pay with PayPal - it's trustworthy and safe Reviewed on: 11th June 2026

Paypal credit is exceptional

Paypal credit is exceptional and is certainly trustworthy to use! It is convenient and easy to use. Reviewed on: 11th June 2026

Spend easily with PayPal credit.

Easy to use, Nearly all companies use PayPal To pay for things and No it's even easier with a paypal credit card. Reviewed on: 11th June 2026

Easy to use with good credit limit.

Easy to use with good credit limit, excellent payment reminders and ability to set up direct debit payments to repay the account. Reviewed on: 11th June 2026

Great credit

I love the fact that on expensive buys a get 3months at zero % interest, allows me to get things without worry. The app is easy to use, with the right amount of communication Reviewed on: 11th June 2026

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