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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 147,845 reviews, last reviewed 2nd Jul 2026
4457750% increase in 5 star reviews
in the past 90 days
13000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026
G C's avatar
G C

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026
No's avatar
No
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147865)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024
Mike Haslam 's avatar
Mike Haslam

I have used PayPal for years and I have never experi...

5
I have used PayPal for years and I have never experienced any problems or issues with the service I have recewived. Reviewed on: 11th June 2026
Evelyn C's avatar
Evelyn C

PayPal credit is great, it has helped me alot

5
PayPal credit is great, it has helped me alot Reviewed on: 11th June 2026
Elise B's avatar
Elise B

Excellent form of credit & great benefits

5
Very happy with this personalised access to credit & excellent benefits ie interest free promotions & blue points quickly earned to spend almost anywhere. Reviewed on: 11th June 2026
Janet's avatar
Janet

Easy to use.

5
Easy to use. Great way to buy thing on interest free. Highly recommend. Reviewed on: 11th June 2026
Maxine C's avatar
Maxine C

Easy to use

5
Nothing much to say really, easy to use but, like most credit interest rates are way too high. Reviewed on: 11th June 2026
Ian L's avatar
Ian L

Easy to use

5
I find PayPal easy to use the app is excellent for keeping track of spending. I trust in the brand. Reviewed on: 11th June 2026
Louise M's avatar
Louise M

Always choose PayPal credit

5
Always choose PayPal credit if option available when buying online as it’s secure and you get longer to pay for goods. The bonus options are to pay in 3 or you can get an extended 0% period if you spend over £99. Reviewed on: 11th June 2026
Lilian G's avatar
Lilian G

No issues overall great experience .

5
No issues overall great experience. Reviewed on: 11th June 2026
Craig M's avatar
Craig M

All the years ive had paypal i can honestly say that...

5
All the years ive had paypal i can honestly say that it is the best way to purchase goods so easy and you cannot loose money . Reviewed on: 11th June 2026
Richard Wontner's avatar
Richard Wontner

Superos paypal

5
You have time to pay later when you struggling Reviewed on: 11th June 2026
Sabina B's avatar
Sabina B

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