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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148766 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148766)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have only had a good experience with PayPal when e...

I have only had a good experience with PayPal when ever I have used it to pay for something yours sincerely Derek Fleming Reviewed on: 12th June 2026

PayPal is very user friendly with great credit options

PayPal is very user friendly, all of your payment methods in one place. They also have a fantastic pay in 3 system where you pay for your purchases over three months, interest free!. If you're eligible, PayPal credit is also even better for purchases over £99 where you spread the cost over 4 months interest free. I find it a great way to manage my finances. PayPal were also great when I needed to dispute a payment to a retailer when I didn't receive my items, I have never had a company respond so quickly and I feel extra safe using their credit products. Reviewed on: 12th June 2026

PayPal - Versatile Payment Platform

PayPal is my preferred payment method as it’s quick and easy with various payment options. Reviewed on: 12th June 2026

Confidence in PayPal

I am so confident buying items using PayPal on line. Its is a simple and easy way to pay, knowing that your payment is secure and safe. I have also had disputed items that I paid with PayPal and on two occasions and PP took up the challenge to achieve refunds. A brilliant service. Reviewed on: 12th June 2026

Easy to use and you can use it to pay...

Easy to use and you can use it to pay for anything Reviewed on: 12th June 2026

Good interest free options and great that you get a...

Good interest free options and great that you get a physical card Reviewed on: 12th June 2026

Every transaction you is flawless and easy to use.

Every transaction you is flawless and easy to use. Reviewed on: 12th June 2026

Leading the way

PayPal has become by far the best organised online payment system globally,ive been with paypal for 20 years now and even in the beginning i could see the benefits and potential of what they were trying to achieve,and it hasn't disappointed,paypal credit is the icing on the cake,its so easy to choose the option that suits best,ie- interest free for 4 months or pay in 3,theres always a great choice and easy to use,if ever thers a problem, customer service are easy to contact and really helpful every time.i trust paypal more than my bank!!.All financial institutions should take a leaf out of paypals book Reviewed on: 12th June 2026

I have been using PayPal for making payments, and my...

I have been using PayPal for making payments, and my experience has been excellent. It is easy to use, secure, and very convenient. Payments are processed quickly, and the service is reliable. PayPal makes online transactions simple and stress-free. Highly recommended! Reviewed on: 12th June 2026

Very easy to use.

Very easy to use. Plain and straight forward. Like the points scheme too. You can also order a card to make payments a lot easier too as generally a lot of people think it is just an online system. Reviewed on: 12th June 2026

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