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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148746 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148748)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

All ways easy always surcure and always safe.

All ways easy always surcure and always safe. Reviewed on: 11th June 2026

PayPal credit makes easy and seamless to process tra...

PayPal credit makes easy and seamless to process transactions when purchasing goods online. Reviewed on: 11th June 2026

Why use anything else?

Can’t fault it, PayPal is great and works seamlessly Reviewed on: 11th June 2026

Brilliant company!

I've been with PayPal for quite some time now and think that they are one of the most trustworthy credit companies online, they have always stood by me if anything ever goes wrong. If I ever have to phone PayPal for assistance 9 times out of 10 they manage to solve my problems as the people that I speak to always seem to be very knowledgeable regarding the ins and outs of how PayPal works and can normally point me in the right direction! Reviewed on: 11th June 2026

Trustworthy

I’ve used PayPal for a long time and have never had any issues. Knowing my money/purchases are protected always gives me peace of mind. This year I began using PayPal debit card and I’m fully enjoying the experience and the bonus scheme allowing me to gain credit from everyday purchases. In the past 6 months I’ve earned over £60 in PayPal points, just from using my debit and credit card. Reviewed on: 11th June 2026

Easy to use and accepted by most online retailers.

Easy to use and accepted by most online retailers. Reviewed on: 11th June 2026

Quick and easy.

Quick and easy. Money available fast. Easy to set up a payment method. Reviewed on: 11th June 2026

PayPal are convenient, relatively inexpensive and th...

PayPal are convenient, relatively inexpensive and their customer service is excellent! Reviewed on: 11th June 2026

Absolutely great experience in purchasing anything t...

Absolutely great experience in purchasing anything through PayPal so quick and instant order on the way Reviewed on: 11th June 2026

Quick efficient professional service.

Quick efficient professional service. I recommended to my friends and family members. I would like to get points every time I use the service please. Reviewed on: 11th June 2026

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