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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148766 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148766)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent credit account

I have been witih paypal for a number of years and have paypal credit account which I use frequently. It is my preferred way to pay. It is detailed and easy to understand. I pay by direct debit and have never had any problems servicing the account. I have not experienced any drawbacks at all and would recommend paypal to anyone. Reviewed on: 11th June 2026

Excellent

Using PayPal regularly and it's excellent for payment and also for credit. Reviewed on: 11th June 2026

So easy to set up and spread payments over a period...

So easy to set up and spread payments over a period of time. I would definitely use this again. I have not had any problems and I would recommend this to family and friends Reviewed on: 11th June 2026

Fast and highly competitive exchange to UNITED STATES.

Fast and highly competitive exchange to UNITED STATES. Reviewed on: 11th June 2026

Safe and effective!

Easy to use, plenty of credit options, safe and effective - would recommend! Reviewed on: 11th June 2026

Excellent service with variety of options

I like that the services offered are varied and competitive Reviewed on: 11th June 2026

Easy to use and secure.

Easy to use and secure. I use paypal for all my online purchases. Wouldn't buy from anyone online that doesn't accept Paypal. I want to be safe and secure.. Reviewed on: 11th June 2026

Number one for online transactions

PayPal is the most secure payment method for buying goods online and provide excellent customer services when there are issues with suppliers Reviewed on: 11th June 2026

All ways easy always surcure and always safe.

All ways easy always surcure and always safe. Reviewed on: 11th June 2026

PayPal credit makes easy and seamless to process tra...

PayPal credit makes easy and seamless to process transactions when purchasing goods online. Reviewed on: 11th June 2026

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