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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132672 reviews)

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4.74

Based on 132,672 reviews, last reviewed 10th Jun 2026

3767850% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good good sarvice very very good Very good good sarvice bgggvccbnn Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132672)

CAN WE TRUST PAYPAL?

Attempted to make a £7 magazine payment through PAYPAL. Verification number sent via mobile. Not accepted. Number inserted and reinserted. Still not accepted. New verification number sent. Accepted 2nd try - then bank card not accepted. Queried this with bank and was given PAYPAL's telephone number. What a joke speaking to somebody. They would 'ring me back' - which they did, and our conversation was cut off and the line went dead.. This sort of pantomime is unacceptable. I would not be paid to open an account with PAYPAL. Modern automated technology which you cannot get any sense out of. Reviewed on: 31st July 2023

Good credit company

Ive got a spend cap limit based on what I can afford and its so easy to use and kept informed regulary about my payments due and credit left Reviewed on: 31st July 2023

Very greatful

I really enjoy the use of paypal credit ot has allowed to do a large purchase and give me time to pay. Has also allowed me to pay in I stallments. I use it all the time a great product. Please move on to holidays airline's etc Reviewed on: 31st July 2023

Great company

I have always had a good experience with Paypal, allowing me flexibility of payment options when needed, helping me get the things I most need an allowing me to pay for them in affordable monthly installments Reviewed on: 31st July 2023

So easy to setup

We started to use the PayPal credit card a while ago as we wanted to buy a large item. It was so easy to use and had updates when payment is due. Highly recommended as a great credit card plus it can be used in lots of shops as well as eBay. Reviewed on: 31st July 2023

Simple, easy credit

I've been using PayPal credit for a year now and it has been a great way to build up credit through online purchases. I personally prefer their split in three payment method but their interest free lending for purchases over £99 is just great for those more expensive, emergency purchases Reviewed on: 31st July 2023

Fabulous

As for me it is necessary for life, it makes shopping much easier. Very easy to use, everything clearly described. Highly recommended Reviewed on: 31st July 2023

Quick and versatile credit

Both PayPal credit options are easy to use and are very convenient. For items under £99, Pay in three is very affordable and interest free. For more expensive items I find PayPal credit especially useful with four months interest free. I always try to clear my balance within the free period but can extend it for a small interest charge. As with all credit solutions you must take care not to over extend yourself. Reviewed on: 31st July 2023

Spot on

Very suitable credit.Spot on.Thanks Reviewed on: 31st July 2023

Exceedingly Good Card

Well recommend, one of the best credit cards around. Reviewed on: 31st July 2023

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