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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149634 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149635)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent service and easy to use.

Excellent service and easy to use. Accepted online everywhere, which makes shopping so much easier. Safer and quickly. Fantastic!! Reviewed on: 12th June 2026

A very easy and convenient service to use.

A very easy and convenient service to use. Reviewed on: 12th June 2026

Secure and easy

Always feel secure with PayPal and never worried about scam payments as once I had a issue and they resolved very quick Reviewed on: 12th June 2026

An automated family member 100% reliable

It's never failed me EVER so interactions with customer services is nil, that's how great it works for me be it 12 month , pay in 3 or straight from my bank, it's always there ready to help me. However I don't give full marks as that would have people think nothing needs working on but there is always room for improvements Reviewed on: 12th June 2026

Brilliant

Just great always reliable A quick tap and your done Reviewed on: 12th June 2026

It's convenient, secure and easy to use.

It's convenient, secure and easy to use. Reviewed on: 12th June 2026

Good with no issues

Good. Easy to keep track of. No real issues but would prefer a way to set Direct Debit date Reviewed on: 12th June 2026

Great service, been using PayPal for years

Great service, been using PayPal for years Reviewed on: 12th June 2026

very easy to use and safe can be used across the web...

very easy to use and safe can be used across the web, the interest rate is very fair and gives you many of options on how to pay Reviewed on: 12th June 2026

Easy to use and flexible.

Easy to use and flexible. I like the pay in 3 option above all else Reviewed on: 12th June 2026

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