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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149705 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149707)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit is wonderful

I've been with PayPal for many years and the PayPal credit feature was a major plus. I enjoy having the option to pay for purchases over a short period of time. Reviewed on: 12th June 2026

I've always found PayPal to be easy to use and cle...

I've always found PayPal to be easy to use and clear about charges Reviewed on: 12th June 2026

I have always had a good experience with PayPal very...

I have always had a good experience with PayPal very fare policy Reviewed on: 12th June 2026

Paypal has really improved my credit rating and I lo...

Paypal has really improved my credit rating and I love the fact 4 months no interest continues so I can buy what I want with no interest to pay Reviewed on: 12th June 2026

Very convenient

So far it has been easy to use and convenient, very happy Reviewed on: 12th June 2026

PayPal is a useful way to plan expenditure

PayPal is a useful way to plan expenditure Reviewed on: 12th June 2026

exceptens

have some proplems when i am shopeing will not except my card Reviewed on: 12th June 2026

Fantastic brilliant and very helpful

Fantastic brilliant and very helpful Reviewed on: 12th June 2026

I’ve used PayPal for years ..

I’ve used PayPal for years , to be able to use credit and earn point and have a physical credit card is a game changer . Brilliant Reviewed on: 12th June 2026

Helpful and reliable

Always ready to help when needed and easy to interact. Reviewed on: 12th June 2026

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