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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173776)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use, trusted service safe and reliable

5
Easy to use, trusted service safe and reliable Reviewed on: 7th July 2026

Was easy to deal with and they were professional

4
Was easy to deal with and they were professional Reviewed on: 7th July 2026

Useful service

4
I find PayPal to be a useful service both for immediate shopping payments and spreading payments Reviewed on: 7th July 2026

PayPal credit protected my money from scam

5
I paid for a something on PayPal credit turns out what I was sold was priced incorrectly the seller threaten to keep my deposit if I didn’t pay the difference but PayPal assisted me in keeping my interests safe Reviewed on: 7th July 2026

Safe, easy, simple transactions.

5
Safe, easy, simple transactions. PayPal credit offers excellent pay later alternatives, especially pay in 4 months interest free. Staff always on the ball when needed. Reviewed on: 7th July 2026

Use for quickly transferring money safely.

5
Use for quickly transferring money safely. Reviewed on: 7th July 2026

Customer service outstanding

5
Customer service has always been outstanding not that it is something I’ve had to use often but in the odd occasion they have never let me down. Reviewed on: 7th July 2026

PayPal Credit was useful for holiday time and Christ...

4
PayPal Credit was useful for holiday time and Christmas. You pay back interest free within the terms of the borrowing. Reviewed on: 7th July 2026

Easy purchase for buying .

5
Easy purchase for buying . knowing your money is safe with every purchase. Reviewed on: 7th July 2026

Safe and easy and always helpful

5
Safe and easy and always helpful Reviewed on: 7th July 2026

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