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PayPal: PayPal Credit reviews

4.73
Based on 174,092 reviews, last reviewed 9th Jul 2026
1375% increase in 5 star reviews
in the past 90 days
1263% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026
Janusz D's avatar
Janusz D

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026
Mark P's avatar
Mark P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174703)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal Credit

5
Quick,easy and reliable. Benefits PayPal allows you to pay over time but within your limits. Reviewed on: 7th July 2026

Very good service never had any problems with paypal...

5
Very good service never had any problems with paypal would highly recommend for people to use very trustworthy company Reviewed on: 7th July 2026

Always there when needed, easy to set up, great cust...

5
Always there when needed, easy to set up, great customer service Reviewed on: 7th July 2026

I've used PayPal Credit several times and it's alway...

5
I've used PayPal Credit several times and it's always been a great experience :) Reviewed on: 7th July 2026

PayPal is one of the few companies I have never had...

5
PayPal is one of the few companies I have never had an issue when it came to help or advice with a situation so will continue to use. Customer service is always prompt and efficient with a friendly manner and it has never been too much trouble. Reviewed on: 7th July 2026

Easy to use.

5
Great service easy to set up, I've had no issues so far. Reviewed on: 7th July 2026

MyPal in my wallet

5
Paypal ist like a loyal dog always there whenever it is needed. Offering different ways to receive and pay for any transaction. Thus making transactions go smoothly or flawless. Reviewed on: 7th July 2026

PayPal - the flexible option

5
There are so many different ways to use PayPal which I don’t get from other providers Reviewed on: 7th July 2026

Great experience in using paypal credit.

5
Great experience in using paypal credit. Very easy to use and meets my needs as I think it would for most customers Reviewed on: 7th July 2026

easy to use app good customer service

5
easy to use app good customer service Reviewed on: 7th July 2026

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