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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175893 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175902)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Didn't take my side when goods never arrived the se...

Didn't take my side when goods never arrived the sender sent a tracking code which didn't exist on any site Reviewed on: 7th July 2026

Mediocre service do not appreciate the long term cli...

Mediocre service do not appreciate the long term clients Reviewed on: 7th July 2026

Good service

Good to spread the cost and very good service Reviewed on: 7th July 2026

Excellent service

A very simple and efficient service, always available and provides a range of products to suit different needs. Reviewed on: 7th July 2026

very safe and secure

Easy to use, very safe and secure, really enjoy the interest free over 4 months. Reviewed on: 7th July 2026

Always been ideal for securely paying as its protect...

Always been ideal for securely paying as its protected and great for splitting larger purchases without exorbitant interest charges Reviewed on: 7th July 2026

Simple to set up and use.

Simple to set up and use. Plenty of outlets using the service. Easy claim back process when things go wrong. Excellent fees and charges, with plain and simple terms and conditions. Reviewed on: 7th July 2026

I always use PayPal for large purchases and pay over...

I always use PayPal for large purchases and pay over 4 payments interest free, this makes things more affordable for me, and I know my purchases are protected Reviewed on: 7th July 2026

Very easy to use.

Very easy to use. Minimal need to report issues. Reviewed on: 7th July 2026

simple, reliable service,

simple, reliable service, easy to use, notifications to keep you upto date with spending Reviewed on: 7th July 2026

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