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PayPal: PayPal Credit reviews

4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175963)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have found PayPal a trustworthy service and easy t...

5
I have found PayPal a trustworthy service and easy to access. Any problems are dealt with in an efficient and speedy manner. I feel secure using their services and highly recommend PayPal. Reviewed on: 7th July 2026

Smooth and simple, easy to use online or high street...

5
Smooth and simple, easy to use online or high street Reviewed on: 7th July 2026

PayPal 10/10

5
Been using PayPal for a very long time it’s one of the most secure websites 10/10 Reviewed on: 7th July 2026

It is the ease of completing transactions

5
It is the ease of completing transactions with, for example, the pay in 3 plans. Reviewed on: 7th July 2026

Peace of mind credit service

5
It provides me with monthly interest free payments over 3-4 6months with no interest. This service is brilliant with the cost of living increasing weekly. I am provided with regular payment updates and using the payment plan is so easy to access for current balance information Reviewed on: 7th July 2026

Excellent service.

5
Excellent service. Very easy to use and very reliable! I have been using Paypal Credit for years and it does not disappoint. Reviewed on: 7th July 2026

PayPal Easy to use

5
Easy to use, quick decisions no hassle Reviewed on: 7th July 2026

Handy when I was waiting to get paid, but now I try...

4
Handy when I was waiting to get paid, but now I try to budget better Reviewed on: 7th July 2026

Use pay pal for everything online wouldn't use anyth...

5
Use pay pal for everything online wouldn't use anything else. Reviewed on: 7th July 2026

Slow customer service that does not resolve issues

1
Slow customer service that does not resolve issues at all from Paypal. At times customer service would cite incorrect information even after several rounds of messages.... Reviewed on: 7th July 2026

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