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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176018 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176018)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal just feels safe, for me it’s a must use for a...

PayPal just feels safe, for me it’s a must use for all my online purchases Reviewed on: 7th July 2026

I'd be lost without it

Paypal credit is very easy to use and accessible on a wide array of websites too. It's often a go to especially with the pay in three option that makes it competitive with klarna. I'm very appreciative for my PayPal credit account. Reviewed on: 7th July 2026

Very satisfied with experience, fast and easy to set...

Very satisfied with experience, fast and easy to set up direct debits, payments nowhere near over the top and very suitable and easy to pay back , as someone with 2 small children this has helped keeping everything above board and affordable Reviewed on: 7th July 2026

Always available.

Always available. Good way to deal with financial situations. Never had any problems. Although the cost to get money out is a bit high. Reviewed on: 7th July 2026

I'VE HAD A GREAT EXPERIENCE WITH PAYPAL CREDIT.

I'VE HAD A GREAT EXPERIENCE WITH PAYPAL CREDIT. The option to spread the cost of purchases it is really helpful. I would definitely recommend paypal credit to anyone looking for a convenient and flexible way to manage larger purchases! Reviewed on: 7th July 2026

Used them regularly since it began.

Used them regularly since it began. Flawless service. Always answered any queries I've had, promptly and precisely.. Regularly use the 4:months interest free credit, which is extremely useful as I am not good at saving but always pay debt promptly, so it works well for me. Reviewed on: 7th July 2026

Easy to apply for & easy to use. No fuss.

Easy to apply for & easy to use. Reviewed on: 7th July 2026

Easy to use great app

Easy to use great app, easy to skip around different accounts. Earning points for spending mis great! Reviewed on: 7th July 2026

PayPal is super easy to use, is secure and gives var...

PayPal is super easy to use, is secure and gives various payment options. Reviewed on: 7th July 2026

Convenient and easy

Very convenient to check out and easy to use, the app makes it easy to track your purchases Reviewed on: 7th July 2026

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