Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176767 reviews)

View other PayPal products

4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176774)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

customer service

great and efficient customer service, I highly recommend. Reviewed on: 7th July 2026

Variety of options allow cost effective choice

PayPal offer a variety of options for credit which allows choice to use the most cost effective method. Customer service, if required, is responsive and problems generally swiftly resolved Reviewed on: 7th July 2026

good experience, easy to access and use

good experience, easy to access and use Reviewed on: 7th July 2026

The credit was quick and no nonsense.

The credit was quick and no nonsense. Reviewed on: 7th July 2026

Worth recommending

Easy, pleasant and stress-free. Worth recommending Reviewed on: 7th July 2026

Never let me down.

Never let me down all bills paid on time over a lot of years. I like not using all my credit card details just a click or two and my details are a lot safer. Reviewed on: 7th July 2026

Great for the freedom of spreading the cost of somet...

Great for the freedom of spreading the cost of something..also for emergency ..knowing I’ve got back up Reviewed on: 7th July 2026

Excellent money provier

It has been an excellent service and allowed me to spread the cost of things with no interest Reviewed on: 7th July 2026

Couldn’t live without PayPal credit!

Couldn’t live without PayPal credit! Reviewed on: 7th July 2026

I've always found the customer service to be very su...

I've always found the customer service to be very supportive and forendly. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98160 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub