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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176939 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176959)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent service

Excellent customer service with best product Reviewed on: 7th July 2026

Brilliant service all round.

Easy to set up and easy to use once set up. Straightforward and no nonsense payment plans and offers available at the touch of a button. No jargon and easy to understand. Reviewed on: 7th July 2026

Simple, effective and not too costly

I have used the facility for many years and always found it simple, effective and not too costly. A great way to manage travel costs. Reviewed on: 7th July 2026

Everything just works, nice and straightforward.

Everything just works, nice and straightforward. Reviewed on: 7th July 2026

Have been using PayPal for years for online purchase...

Have been using PayPal for years for online purchases because it gives added security against card fraud.Recently got a PayCredit card so now I can also make purchases in store with the same added security. Reviewed on: 7th July 2026

Easy and amazing.

I've been using PayPal for sometime now and find it a great way to shop eith all purchases protected.Cant fault it. Reviewed on: 7th July 2026

So easy!

It is easy to use and to understand whats going on Reviewed on: 7th July 2026

Excellent !

Very good! Clear communication.Great help with unsolicited transactions Reviewed on: 7th July 2026

Practical Credit

Easy to use, quick reliable service, non invasive customer agents and an app that is easily accessible, easy to use with quick results. Manageable credit and great no interest payment plans Reviewed on: 7th July 2026

Hassle Free

I have never had any issues with PayPal credit, communication is above standard. Easy clear guidance for users, more importantly, very trustworthy. Reviewed on: 7th July 2026

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