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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177071 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177077)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great financial option to meet your needs when required

Great financial option to meet your needs when required Reviewed on: 7th July 2026

Love it, so easy.

Love it, so easy. Means I don't have to remember by card numbers and stuff haha Reviewed on: 7th July 2026

I've been using PayPal for a long time and have alwa...

I've been using PayPal for a long time and have always had a positive experience. Payments are quick, secure and easy to make, whether shopping online or sending money. The PayPal Credit option is straightforward to use and the app is user-friendly. Customer service has also been helpful whenever I've needed assistance. I would definitely recommend PayPal to anyone looking for a safe and reliable payment service. Reviewed on: 7th July 2026

Amazing Journey.

I’ve been with PayPal for years and the experience has been amazing. Especially the 0% interest free pay later product has come very handy. Any issues that I’ve had has always been resolved immediately and satisfactorily. I now use PayPal as my primary debit card and the points are far better than other competitors Reviewed on: 7th July 2026

Great function for a credit facility for purchases.

Great function for a credit facility for purchases. Reviewed on: 7th July 2026

Great help when I need to get something fast or pay...

Great help when I need to get something fast or pay over time or even over 3 payments one of the beat services around Reviewed on: 7th July 2026

Good communication.

Good communication. App set out well,easy to understand Reviewed on: 7th July 2026

it is easy and convinent, specially pay by installme...

it is easy and convinent, specially pay by installments is great. Reviewed on: 7th July 2026

Excellent service.

Excellent service. Have had it for years and it’s never let me down m. Reviewed on: 7th July 2026

I use Paypal credit regular and have never had an is...

I use Paypal credit regular and have never had an issue. Reviewed on: 7th July 2026

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