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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177115)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use, quick and a great way to spread...

5
Easy to use, quick and a great way to spread costs Reviewed on: 7th July 2026

Easy, simple, service with promo offers on purchases.

5
Easy, simple, service with promo offers on purchases. Great app! Reviewed on: 7th July 2026

Great customer service.

4
Great customer service. Always able to help over the phone Reviewed on: 7th July 2026

Any issues are quickly resolved, I always use PayPal...

5
Any issues are quickly resolved, I always use PayPal for online purchases for that added assurance. Reviewed on: 7th July 2026

Paypal credit an excellent credit provider..

5
Paypal credit is very handy to have on standby when you want your money to stretch a little bit more before having to pay it off. Paypal credit is easy to use, comprehensive to understand and easy to get in touch with any queries. I'm happy to recommend them. Reviewed on: 7th July 2026

Simply and easy without any problems.

5
Simply and easy without any problems. Reviewed on: 7th July 2026

Good for spending what you don't have

3
Good for spending what you don't have Reviewed on: 7th July 2026

ExellentExcellent service

5
Excellent service highly recommend Reviewed on: 7th July 2026

Very efficient.

5
Very efficient. Secure to use and easy Reviewed on: 7th July 2026

All good :) Easy to setup and use

5
All good :) Easy to setup and use Reviewed on: 7th July 2026

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