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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177145 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177146)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Really like both the pay in 3 and credit offerings P...

Really like both the pay in 3 and credit offerings Paypal has, also easy to check online or with the app. I've used others that have failed to actually setup the payment and fail to alert that a payments been missed Reviewed on: 7th July 2026

Nothing to add to an excellent service.

Nothing to add to an excellent service. Reviewed on: 7th July 2026

Straightforward and simple to use

Straightforward and simple to use Reviewed on: 7th July 2026

Great service

I used PayPal credit to buy a DJ controller, it has been very flexible allowing me to pay the minimum payments or pay extra when I can to pay off sooner. Reviewed on: 7th July 2026

PayPal the best

I had a good experience with buying stuff and very safe and helpful Reviewed on: 7th July 2026

Reliable and safe service.

Reliable and safe service. I always pay via paypal as I feel confident I am protected. Reviewed on: 7th July 2026

It's OK never had a problem so don't no how good tge...

It's OK never had a problem so don't no how good tgey are Reviewed on: 7th July 2026

The terms are clear which makes it easy to understan...

The terms are clear which makes it easy to understand wha you're signing-up for, and the timeline for settling the credit. Reviewed on: 7th July 2026

great and easy

us paypal to buy many things it is easy fair and affordable Reviewed on: 7th July 2026

PayPal it’s fantastic

Every time I use PayPal it’s fantastic, different options to pay which includes pay in 3, PayPal credit, and PayPal debit, PayPal is my preferred choice every time Reviewed on: 7th July 2026

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