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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177297 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177315)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

A better quality of life!

I have always used pay pal and it has provided myself and family a better quality of life X Reviewed on: 7th July 2026

Helpful options

Really useful way to spread cost, love the interest free payment options. Integrated with lots of retailers which makes it an easy choice Reviewed on: 7th July 2026

Great, quick response excellent service

I am really happy they approved my credit in fee second. It helps my daily shopping and entertainment. Reviewed on: 7th July 2026

I have been using PayPal for several years

I have been using PayPal for several years Reviewed on: 7th July 2026

Secure online purchasing

I feel secure in purchasing through PayPal and love the new rewards scheme Reviewed on: 7th July 2026

Pay in 3 option

I have used their Pay in 3 option several times and find it very useful Reviewed on: 7th July 2026

Good provider, recommend for easy of access.

Good provider of credit, I would like their notifications to be more prompt, but apart from that I have no issue. Easy to use app, easy to get help, much better experience with a ohaycial card. Good stuff overall, would recommend. Reviewed on: 7th July 2026

Smooth and helpful, happy with the service

Smooth and helpful, happy with the service Reviewed on: 7th July 2026

Reliable, easy to use and easy to manage

Reliable, easy to use and easy to manage Reviewed on: 7th July 2026

Very swift and appropriate payments with clear audit...

Very swift and appropriate payments with clear audit trail Reviewed on: 7th July 2026

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