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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177405 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177421)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

excelent service and ease of use.

excelent service and ease of use.multiple eays of payment Reviewed on: 7th July 2026

Customer friendly

Great easy to use clear bold online app which is user friendly very happy Reviewed on: 7th July 2026

Good & bad points

The introduction of the Paypal Credit Card is good, as it means you can benefit from the 4 months 0% interest in store as well as online. The introduction of the loyalty points is good too, although I think it makes it more likely that people will then use their Paypal card(s) - However, it takes a couple of days to show in your bank transactions, so it can lead to overspending and a false sense of financial security as people may think they have more money than they do. Payments should at least show as pending transactions so the money is accounted for. Paypal disputes are not good - It takes ages for anything to happen, and they tend to side with the seller or put all the onus on the buyer, and not read through the evidence they have already been given. Reviewed on: 7th July 2026

Easy to use and acceptable in every country I travel...

Easy to use and acceptable in every country I travel so very convenient for me. Reviewed on: 7th July 2026

4 months without any interest...

I'm PayPal user for very long time. Since they offered PayPal credit, I'm happy to use it because I can buy anything I want and pay it off within 4 months without any interest. Also, there's no need to apply for credit anytime because this credit is in loop. Reviewed on: 7th July 2026

always easy and straightforward, that is why I like...

always easy and straightforward, that is why I like to use PP Reviewed on: 7th July 2026

I always use PayPal when it is an option and am even...

I always use PayPal when it is an option and am even reluctant to make a purchase is Paypal isn’t a pay option. It gives me peace of mind that I am covered if anything goes wrong. Reviewed on: 7th July 2026

Safe ans exceptional value

Paypal makes you feel safe, knowing that if something goes wrong with a seller or an item is undelivered they will review and step in as needed. Their pay in three also means that more expensive items are accessible as you can pay, importantly interest free, meaning you don't pay anything extra which is exceptional. Reviewed on: 7th July 2026

Great customer service, easy to use apps and software

Great customer service, easy to use apps and software Reviewed on: 7th July 2026

Great service and easy to use have been a customer f...

Great service and easy to use have been a customer for over 5 years Reviewed on: 7th July 2026

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