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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177666)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have used it for several purchases.

5
I have used it for several purchases. It’s very quick and easy to use Reviewed on: 7th July 2026

Easy money at shirt notice

5
Needed the money and PayPal were there with no hassle Reviewed on: 7th July 2026

I have been using PayPal for several years now and h...

5
I have been using PayPal for several years now and have never had any problems whatsoever , it’s very quick and easy and I feel reassured as I know I have protection , I think the Pay in three is excellent and use it every time almost .8 would highly recommend Paypal 100 per cent to anyone Reviewed on: 7th July 2026

Does what it says on the tin

4
Very easy to use and does exactly what it says it does Reviewed on: 7th July 2026

I have been using PayPal for years for both online s...

5
I have been using PayPal for years for both online shopping and sending money to friends and family. It is incredibly convenient because I don't have to enter my credit card details on every single website I visit. Transactions are near-instant, and the Buyer Protection gives me peace of mind when ordering from new online stores. The app is user-friendly and tracking my expenses is seamless. Highly recommend! Reviewed on: 7th July 2026

Love PayPal - flexible and makes life easier

5
Love PayPal - flexible and makes life easier Reviewed on: 7th July 2026

Help with the bigger things

5
Helps really well when budgeting for holidays or big finances such as furniture Christmas shopping and you get a little nudge when the money is due out - what’s not to like! Reviewed on: 7th July 2026

Brilliant service highly recommend

5
Straight forward and easy to use no issues. Reliable and safe. Reviewed on: 7th July 2026

Good easy to use

4
Good easy to use, app straight forward & clear. Convenient & interfere options Reviewed on: 7th July 2026

It is smooth experience and i have not issues with i...

5
It is smooth experience and i have not issues with it, just the payments of the statements is a bit slow but jot an issue Reviewed on: 7th July 2026

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