Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177745 reviews)

View other PayPal products

4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177745)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I been with Paypal for years and I had no problem at...

I been with Paypal for years and I had no problem at all Reviewed on: 7th July 2026

Never had any problem using.

Never had any problem using. Find it convenient and easy. Reviewed on: 7th July 2026

so easy to use if you can only deal with...

so easy to use if you can only deal with basics Reviewed on: 7th July 2026

Easy to use and high quality services

Easy to use and high quality services Reviewed on: 7th July 2026

Best company

Easy to set up low payments and payments to suit me. Reviewed on: 7th July 2026

Its been good, no problems to report

Its been good, no problems to report Reviewed on: 7th July 2026

safe and easy.

Love how payoal is so safe and easy. Always feel confident using and protected using it. Reviewed on: 7th July 2026

Credit card highly unreliable and unpredictable

I was considering g PayPal Credit as an alternative for a credit card but I found it highly unreliable. It randomly gets declined and then blocks for 24 hours. This is despite a substantial credit limit available and no apparent reason. Customer support is clueless and this makes this a very unreliable option. Reviewed on: 7th July 2026

Pay pal is Amazing

Always a good service and customer service team are always excellent. Reviewed on: 7th July 2026

All very good particularly with communication

All very good particularly with communication Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98755 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub