Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175893 reviews)

View other PayPal products

4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (175909)

Paypal 5*

Been using Paypal for many years. Never had an issue and the pay over 4 months is better than most if not all of their competitors. Reviewed on: 7th July 2026

excellent and easy to navigate the app and website,...

excellent and easy to navigate the app and website, great offers Reviewed on: 7th July 2026

never had any issues.

never had any issues. its just that their rate is high if someone sends money from abraod. other than that sending and receiving money is very easy and convenient. Reviewed on: 7th July 2026

Quick, easy access to credit, within my limits, easy...

Quick, easy access to credit, within my limits, easy to use and administer. Reviewed on: 7th July 2026

Easy to make payment and secure payments

Easy to make payment and secure payments Reviewed on: 7th July 2026

No issues good service been with a long time

No issues good service been with a long time Reviewed on: 7th July 2026

Paypal helps me plan my spend.

Paypal helps me plan my spend. This way I can do more and achieve goals more quickly especially when items are higher in value Reviewed on: 7th July 2026

Always happy to help out without any hassle

Always happy to help out without any hassle Reviewed on: 7th July 2026

Easy to use

Everything is so easy to use and accepted everywhere I have tried. Reviewed on: 7th July 2026

Trustworthy with Great Interest Free Payment Options

I really trust PayPal and feel secure when I pay via PayPal, I love their pay in three interest free payments option, makes purchasing larger more expensive items a little easier. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97557 reviews
Payments
from PayPal 4.71 from 3845 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub