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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

PayPal credit trust

PayPal credit was there when I didn't even think it was possible. It helped me to buy my first tattoo machine for my beginning of my future business. And then I discover for first time Paypal credit and I was amazed how easy was to use. Just love it! Reviewed on: 1st June 2024

Easy to use and so convenient, its hassle free way...

Easy to use and so convenient, its hassle free way of spending money and safe and secure Reviewed on: 18th June 2025

Great to use.

Great to use. Have recommend to friends Reviewed on: 17th June 2025

Love Paypal!

Love Paypal! Would recommend it to everyone. Reviewed on: 17th June 2025

Good customer service and always there to help.

Good customer service and always there to help. Reviewed on: 17th June 2025

nothing more to add service is good

nothing more to add service is good Reviewed on: 17th June 2025

It’s good app where u can send money

It’s good app where u can send money Reviewed on: 17th June 2025

Recommendations

I got recommended it by a friend so I downloaded it and I’ve had it since. I’ve very much found it useful and very easy to use too. I’ve recommended it to a few other friends too, I’d definitely recommend it to more people in the future :) Reviewed on: 17th June 2025

Easy Peasy Lemon Squeezy

I’ve used PayPal for years and it works easily. I have repeat payments set up, I have direct debits come from my account and it’s really easy as I don’t have to do anything, I just make sure there’s money in there and it does the work for me! Reviewed on: 17th June 2025

pay pal credit is goated get on it

pay pal credit is goated get on it Reviewed on: 17th June 2025

PayPal is trusted and accepted in many places which...

PayPal is trusted and accepted in many places which makes it very convenient. I never had issues with it and I use it and prefer it above other payment methods. Reviewed on: 17th June 2025

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