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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177164 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177166)

I have always used PayPal for emergency borrowing.

I have always used PayPal for emergency borrowing. Reviewed on: 12th June 2024

Very helpful, happy to help and give information

Very helpful, happy to help and give information Reviewed on: 12th June 2024

Prompt service, good exchange rate and easy refunds

Prompt service, good exchange rate and easy refunds Reviewed on: 12th June 2024

It's the best extra layer of security.

It's the best extra layer of security. Reviewed on: 12th June 2024

paypal credit it is very easy and worry free to use

I use paypal credit for all kinds of things, it is very helpful to have, easy and worry free to use Reviewed on: 12th June 2024

Good customer service

Good customer service and easy to use Reviewed on: 12th June 2024

Lots of options with Paypal

PayPal credit is great, very clear. Lots of options with all Bank accounts linked and pay in 3 option. Have had dealings with customer service and they resolved my issue instantly. Also used PayPal to claim return costs before, an excellent benefit. Reviewed on: 12th June 2024

Got my credit rating better and can now apply for cr...

Got my credit rating better and can now apply for credit Reviewed on: 12th June 2024

I never had any problems and it helps when you need...

I never had any problems and it helps when you need something urgently Reviewed on: 12th June 2024

Very transparent, sufficient notification of events...

Very transparent, sufficient notification of events and easy to use online account and app. Reviewed on: 12th June 2024

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