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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177745)

It’s always there when I’ve needed it, and very easy...

5
It’s always there when I’ve needed it, and very easy to use. Reviewed on: 13th June 2024

Clubbed with the CURVE card it has been excellent

5
Clubbed with the CURVE card it has been excellent Reviewed on: 13th June 2024

PayPal credit balance

4
Concert about PayPal credit balance Reviewed on: 13th June 2024

Great, easy to use and easy to make payments

5
Great, easy to use and easy to make payments Reviewed on: 13th June 2024

0 % interest for 4 months offer.

5
0 % interest for 4 months offer for some buying like airplain ticket by Ryanair or if you buy something from Ebay, which is great and help a lot. Automaticly increasing your credit what you can spend for buying. Thank you so much Paypal! ;) Reviewed on: 13th June 2024

A very simple and intuitive system with ample inform...

5
A very simple and intuitive system with ample information provided. A smooth customer experience and with many options of how to repay, and early repayment available too Reviewed on: 13th June 2024

Easy and fast application.

5
Easy and fast application. 0% interest and you don’t get pestered into taking out more credit or have limit increased. Reviewed on: 13th June 2024

Everyone is very helpful and polite I would recommen...

5
Everyone is very helpful and polite I would recommend you to my friends Reviewed on: 13th June 2024

Easy to use & access- but having set a DD for pay in...

4
Easy to use & access- but having set a DD for pay in 3 am confused as to why it hasn’t been taken Reviewed on: 13th June 2024

Blessing in disguise!

5
Paypal credit has come really handy when I haven’t had the money straight away. It’s a blessing in disguise for me. Reviewed on: 13th June 2024

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