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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177806)

My go to for purchases.

5
My go to for purchases. App easy to use. Credit offers are handy. Reviewed on: 13th June 2024

Great easy way to use and very simple

5
Great easy way to use and very simple Reviewed on: 13th June 2024

I find using PayPal Credit very convenient as it all...

5
I find using PayPal Credit very convenient as it allows me to purchase big ticket items on credit, and then pay off the balance slowly over time. In addition, they provide excellent customer service. Reviewed on: 13th June 2024

Buy the stuff you need not the stuff you want

5
Always gives me a fair amount of time to pay it back without an interest. I am self employed and Paypal credit gives me a back up when I am short of funds Reviewed on: 13th June 2024

Safe and secure way of making payment

5
PayPal credit is very easy to use and I love the fact you aren’t hit with huge interest rates. It’s so simple to keep on top of all your payment and make sure you don’t miss a payment. I also feel it is such a secure way of paying for goods when you aren’t sure of the seller as PayPal will always protect against fraud. Reviewed on: 13th June 2024

PayPal credit can be used for various purchases and...

5
PayPal credit can be used for various purchases and with various retailers. Customer service is quick to get through to and helpful. Monthly payments were reasonable and the payments go towards the purchase with the highest interest first. Reviewed on: 13th June 2024

Easy money

4
Easy to isec9nbient at the tip of your fingers Reviewed on: 13th June 2024

Whenever I need to get something and I don't have th...

5
Whenever I need to get something and I don't have the money yet PayPal never lets me down x They are the best money lenders Reviewed on: 13th June 2024

Great way to pay with PayPal credit.

5
Great way to pay with PayPal credit. You got the flexibility on your spending. Reviewed on: 13th June 2024

Very easy to use

5
Very easy to use, clearly states everything that is needed Reviewed on: 13th June 2024

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