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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171664)

Very happy with my experience I would recommend it t...

5
Very happy with my experience I would recommend it to everybody else Reviewed on: 4th June 2024

It’s brilliant that’s it’s interest free for 4 months

5
It’s brilliant that’s it’s interest free for 4 months Reviewed on: 4th June 2024

Payment through PayPal credit makes it easier to pur...

5
Payment through PayPal credit makes it easier to purchase an unaffordable items. Reviewed on: 4th June 2024

I have all ways found the customer service on the fe...

5
I have all ways found the customer service on the few times I have needed to get in touch very helpful and easy to contact very quickly 10 out of 10 Reviewed on: 4th June 2024

Straight forward with good user experience and 0% fo...

5
Straight forward with good user experience and 0% for 4 months is a big plus. Reviewed on: 4th June 2024

Luv Paypal

5
Very efficient and reliable. I use pay in 3 and also 0% for 4 months and as long as everything is paid on time it’s brilliant. Reviewed on: 4th June 2024

Using PayPal Credit/Paypal is Easy!

5
Using PayPal credit has been helpful in emergency situations and when I have had to call to confirm something the agent has always been helpful! Reviewed on: 4th June 2024

Brilliant communication and very fair.

5
Brilliant communication and very fair. Always secure and give a feeling of confidence when buying online. Reviewed on: 4th June 2024

Great service and product.

5
Great service and product. Love paying in 12 or 4 when ordering larger purchases. Gives great flexibility Reviewed on: 4th June 2024

PayPal always

5
Always use PayPal when I can always been very good service and safe! Reviewed on: 4th June 2024

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