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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 12th Mar 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

cccccccccccccccccccccccccccccccccccccccccccccccccccc... cccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc Reviewed on: 12th March 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50808)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

PayPal Credit is brilliant!

PayPal Credit is brilliant! It makes me feel safe and secure when making my purchases, and enables me to set up future payment dates so I know when and where my money's going. Reviewed on: 30th May 2025

I like PayPal because it’s safe and easy to use

I like PayPal because it’s safe and easy to use Reviewed on: 30th May 2025

easy refund proccess if anything goes wrong, like th...

easy refund proccess if anything goes wrong, like this added protection when buying goods Reviewed on: 30th May 2025

Always use PayPal

Fantastic online support and secure transactions…. Brilliant service Reviewed on: 30th May 2025

Good Option

Allows flexibility for payments and options. Reviewed on: 30th May 2025

PayPal credit rocks!

PayPal credit has given me the freedom to make a large purchase when a retailer is maybe offering a great deal on something I’m looking for. It’s great to have the flexibility to be able to pay interest free over 4 months. Reviewed on: 30th May 2025

I use PayPal credit when I need to spread my finance...

I use PayPal credit when I need to spread my finances,it gives me piece of mind Reviewed on: 30th May 2025

Very quick, easy to apply.

Very quick, easy to apply. Easy to contact customer support for queries. Reviewed on: 30th May 2025

Secure and reliable payment provider.

Secure and reliable payment provider. The experience using it is very streamlined, but it still feels and looks secure. The payment options are very flexible. Might be the best option regarding data security, as you do not need to provide card details when paying somewhere. Reviewed on: 30th May 2025

Brilliant being able to spread the cost

Brilliant being able to spread the cost Reviewed on: 30th May 2025

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