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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177166)

Long time user - happy days!

5
I have used Paypal for years, I love the pay in three and would recommend the service to anyone. No hassle control it’s what you need in 2024. Reviewed on: 9th June 2024

I have been using PayPal credit for three years now...

5
I have been using PayPal credit for three years now and never had a problem. Reviewed on: 9th June 2024

Always chose PayPal when it’s available.

5
Always chose PayPal when it’s available. Quick & easy to use & protect my money Reviewed on: 9th June 2024

Since I have had PayPal it has been a godsend to get...

5
Since I have had PayPal it has been a godsend to getting items quickly Reviewed on: 9th June 2024

I’ve never had any problems dealing with paypal.

5
I’ve never had any problems dealing with paypal. Reviewed on: 9th June 2024

Easy way to pay with credit, love the pay in three f...

4
Easy way to pay with credit, love the pay in three feature. Reviewed on: 9th June 2024

Great service

5
Very user friendly & really worked well for me Reviewed on: 9th June 2024

Pay pal 4 months 0% - paid off in 4 months and didn’...

5
Pay pal 4 months 0% - paid off in 4 months and didn’t pay a penny more. No other issues Reviewed on: 9th June 2024

PayPal credit is a useful tool

5
PayPal credit is a useful tool ; the 4 months interest free period is what you want helping not to get in debt nor to do big financial effort in one go Reviewed on: 9th June 2024

Very helpful tool for online usage.

5
Very helpful tool for online usage. Reviewed on: 9th June 2024

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