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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177131 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177143)

Thier APR is okay . Online shopping is safer

Thier APR is okay . They make online shopping safer. Reviewed on: 9th June 2024

Always easy to access and use.

Always easy to access and use. Customer service always on hand yo assist Reviewed on: 9th June 2024

Good service.

Good service. Never had any issues Reviewed on: 9th June 2024

Quick transfer of payments and good set up plans.

Quick transfer of payments and good set up plans. Reviewed on: 9th June 2024

Good however customer service sometimes can't fix th...

Good however customer service sometimes can't fix the issues you have . Very fast responses however Reviewed on: 9th June 2024

PayPal, No. 1

PayPal has made life and handling money so much easier. All PayPal need to do now is start up Bank Accounts and I'd would 100% switch to them. The Pay in 3 system is fantastic and helps you to budget no matter what the item is. Thank you PayPal Reviewed on: 9th June 2024

Very good service, I would recommend it to anyone

Very good service, I would recommend it to anyone Reviewed on: 9th June 2024

Its easy to use paypal credit.

Its easy to use paypal credit. However I wish was easier to access customer service. For example live online service Reviewed on: 9th June 2024

Have had difficulty getting an explanation for a tra...

Have had difficulty getting an explanation for a transaction that a refund was declined on as I never received the item it was a laser level and not an industrial tool used in manufacturing so should have been covered,I wouldn't have bought it if it hadn't been covered by PayPal.Paypal shouldn't let these people have accounts if they are not prepared to give their guarantee Reviewed on: 9th June 2024

I have used PayPal credit for several years.

I have used PayPal credit for several years. Quick and easy and any returns or refunds are processed very quickly. No complex hidden rules, which is great Reviewed on: 9th June 2024

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