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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (158022 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (158026)

Paypal Credit

Pre approved and no fuss. Easy to apply at check out. Reviewed on: 25th July 2022

So easy no problems

Love it a lot, love that there are lots of shops were you can buy 3month and 4months now with 0%apr. It is amazing card and in 2022 it MUST be in each persons wallet :) Love it Reviewed on: 21st July 2022

Great

Great to use and so easy with reminders when your payment are due would use again. Reviewed on: 20th July 2022

Best

Amazing experience I would definitely recommend to all my family friends Reviewed on: 19th July 2022

Great deals and offers if you pay within a time limit and no charge for credit.

Its all very easy and great to use Have always been amazed at the offers on the credit Reviewed on: 18th July 2022

Credit made easy and always at my fingertips.

Credit made easy and always at my fingertips. I feel so safe and secure with PayPal. Reviewed on: 18th July 2022

Amazing

Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Reviewed on: 17th July 2022

Fantastic payment service

Super easy service to use on any purchases. Payments over £100 qualify for 4 months interest free period which is great to know you can pay the bill without having anything extra on top to worry about. Reviewed on: 17th July 2022

lots of features

reliable service, can used on many website, and easy to manage through the payment process and also on the website., I like the flexibility liked with my banks when I can make lots of international transitions payments Reviewed on: 16th July 2022

Excellent service

Just what I needed to make life easier Reviewed on: 16th July 2022

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