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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (157474 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (157476)

Excellent

love the fact that you feel safe using paypal, massive credibility Reviewed on: 8th July 2022

Very Trustworthy.

Excellent experience with PayPal, Straightforward and always available to help. Reviewed on: 8th July 2022

No interest for 4 months

Paypal credit is a lifesaver with it's no interest for 4 months when you purchase something more than £99 Reviewed on: 8th July 2022

Greatest credit provider in my opinion.

I'm using PayPal credit for more than 5 years and so happy for service company providing, especially 0% interest on 4 month repayment for purchases over £99.99 it's amazing. It's helped me and my family to spread our costs through this difficult times. Thank you PayPal Reviewed on: 8th July 2022

Fantastic way to pay

The option to pay in 4 without extra charge is fantastic - especially when funds may be tight or to help when something needs replacing. Reviewed on: 8th July 2022

Made payment Easy

Paypal credit has made my life easy. Now I have more time for payments to be paid. Reviewed on: 8th July 2022

Easy with payment reminders.

Very accessible and easy with frequent payment reminders. ++++ Reviewed on: 8th July 2022

Best and easiest way to pay!

Very secure and easy way to pay over a certain amount of time, notifications and updates are great to keep on top of payment! Reviewed on: 8th July 2022

Gave me credit when needed it .

PayPal for it was PayPal the one who granted me a credit line and that credit line would help the way for me to build a credit file. It was PayPal the one who trusted in me when the others failed me and they would reject me under their ridiculous excuses that there was not enough credit history in my file. Reviewed on: 8th July 2022

So helpful!!!

The PayPal credit helped me furnishing my new home. Without that financial help I couldn’t afford to buy all furniture. Reviewed on: 8th July 2022

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