Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (158022 reviews)

View other PayPal products

4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (158033)

Very good

I use this service for years. It is very usefull and easy to use. Pay in 3 or 4 months 0 interest is the best. Reviewed on: 10th July 2022

Always Dependable

I have been using PayPal for various transactions over the years, both buying and selling. I feel safe knowing that should any transaction go wrong, I can call the customer care helpline and have my issue resolved in minutes by someone helpful and knowledgeable. I have recommended PayPal to my family and friends, and wherever possible I try to use it as a payment method, so I always have peace of mind and a way to redeem my money if I'm unfortunate enough to be the victim of fraud. An excellent service that I couldn't be without. Thank you. Reviewed on: 10th July 2022

Great PayPal Credit

Always the easiest check out experience and fairest interest rates. Reviewed on: 10th July 2022

So easy for my online purchases

There are different ways to purchase, 4 payments interest free and others which can make all the difference when it comes to paying off the purchase. Reviewed on: 10th July 2022

Amazing option!

I would like to recommend the PayPal Credit as an incredible option to all shoppers! Thank you Reviewed on: 10th July 2022

Very helpful and easy to use

Grest product , highly recommend Reviewed on: 10th July 2022

Potentially the best online credit card

Amazing, easy to use would highly recommend. The pay in 3 months option makes spreading cost easy. Reviewed on: 10th July 2022

Affordable credit

It came at the right time with 4 months interest free Reviewed on: 10th July 2022

Not easy to use

The customer service is very prompt and helpful but the result for a service like disrepute issue is one thing that you never want to come across to. Reviewed on: 10th July 2022

Much loved

Have no worries with PayPal. A peace of the mind Reviewed on: 10th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 80836 reviews
Payments
from PayPal 4.71 from 3766 reviews
Credit card
from PayPal 4.70 from 110 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub