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PayPal: PayPal Credit reviews

4.73
Based on 154,578 reviews, last reviewed 6th Jul 2026
1452% increase in 5 star reviews
in the past 90 days
1727% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026
Ruth B's avatar
Ruth B

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026
Kwest's avatar
Kwest

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (159495)

Highly recommended

5
Paypal credit is easy to apply and its pretty helpful Reviewed on: 2nd June 2023

Simple and Smart

5
It’s my go to payment option. Simple to use with no long address forms to fill out and it’s smart to manage with early payment and other options. Reviewed on: 2nd June 2023

Ease of Use

5
The proximity of Paypal credit to you, just when you need it, makes it an outstanding credit provider. Reviewed on: 2nd June 2023

Safe & Sound

5
I’ve been a customer for many years and would recommend PayPal, the customer service that I’ve always received, also the different credit options they always have on offer Reviewed on: 2nd June 2023

Easy to use

5
Easy to use, easy to understand, easy to use on internet and very good app Reviewed on: 2nd June 2023

My paypal

5
Absolutely great service and very helpful Reviewed on: 2nd June 2023

Ease of use. Excellent service

5
Great to know it's there if something needed and cash is not to hand at that moment. Monthly repayments are very reasonable too. Reviewed on: 2nd June 2023

The best for shoping

5
I am very happy with paypal credit and I use all the time to pay with no interest. Reviewed on: 2nd June 2023

PayPal ideal, best consumer support among other.

5
I have been supporting massively by by PayPal without any charge or interest. When you pay your credit in time, you pay nothing. PayPal is the best. Reviewed on: 2nd June 2023

Your wallets best friends

5
I have been customer since they 1st introduced PayPal Credit payments. It’s saved me lot’s of time shopping conveniently and spreading the cost over a period of time. & its popularity allowed to shop from almost every online store available out there with 24/7 support hassle free shopping. Reviewed on: 2nd June 2023

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