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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (159486 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (159495)

Money on hand

Easy to use, no hassle whatsoever and safe as well. With PayPal, it's peace of mind all year round. Reviewed on: 2nd June 2023

A life saver

Using paypal helps me to plan financially when I have so many payments to make. PayPal gives the option to pay later and with pay in 3. I take my time to slowly pay them off without being charged interest. This gives me a relief knowing the rise of cost of living. Also the customer service is amazing, they respond quickly in a professional manner & making sure you are feeling content. Thank you so much. PayPal is my next online best friend, I have been using it for many years now. Reviewed on: 2nd June 2023

Great

Great company! Easy to use when you need a little extra time to pay Reviewed on: 2nd June 2023

Safe and sound

I use PayPal for internet purchases as it gives me an additional level of security. I also use their credit facility as if I pay on time it costs nothing to use. Highly recommended Reviewed on: 2nd June 2023

Pay pal credit

They have helped me several times through a lot of purchases to be able to spread the cost Reviewed on: 2nd June 2023

TIME TO PAY SHORT TERM

Paypal Credit allows you to pay for goods and services over three months. Great for unexpected or planned spending when money is tight. Reviewed on: 2nd June 2023

Making online shopping easy

Since getting Paypal credit I've been able to make some big purchases possible and affordable all from the comfort of my gaming chair Reviewed on: 2nd June 2023

Paypal Credit

The 0% interest over 4 months is very useful to me, highly reccomend. Reviewed on: 2nd June 2023

Excellent service

Paypal has always been supportive with offering credit for purchases on line. Paypal gives the opportunity to spread payments over some time which makes the customer comfortable with payments. Reviewed on: 2nd June 2023

Very quick and easy process

Very quick to sign up plus very reliable offers 4 months free 0% interest. Was so easy to set up wanted a big holiday paypal offered a way for me to pay for it over 4 months without interest and noticed I could use PayPal credit on alot of websites so its not limited. Absolutely recommended for that one big purchase you want to pay over the next couple months it was very fast I struggled elsewhere to find a credit with 0% . Reviewed on: 2nd June 2023

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