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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177840 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177850)

It’s helpful and helps manage money

It’s helpful and helps manage money Reviewed on: 7th July 2026

Probabaly to increase my credit to 1000.

Probabaly to increase my credit to 1000..Even i didnt utililize the funfs outright. Reviewed on: 7th July 2026

Using PayPal Credit has help me buy item I could not...

Using PayPal Credit has help me buy item I could not afford outright. Having 4 months to pay back with out interest is better than using credit cards Reviewed on: 7th July 2026

Very easy, quick approval, free credit for 4 months...

Very easy, quick approval, free credit for 4 months what's not to like Reviewed on: 7th July 2026

Works well, easy payment method.

Works well, easy payment method. Reviewed on: 7th July 2026

Always find paypal easy to use and understand great...

Always find paypal easy to use and understand great service Reviewed on: 7th July 2026

Paypal credit has helped me massively

Paypal credit has helped me massively to spread the cost on items bought for my small business, without it I would have really struggled. Reviewed on: 7th July 2026

Superb service very easy to use,user friendly

Superb service very easy to use,user friendly Reviewed on: 7th July 2026

Fantastic experience

Great so easy to use and pay ,haven't had any issues over the years Reviewed on: 7th July 2026

Great credit card

Great apr rates, email updates on balance/ statements and easy to navigate the app Reviewed on: 7th July 2026

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