Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177806)

Easy to contact...

5
Easy to contact for any queries and great promotional offers Reviewed on: 7th July 2026

Absolutely fine

5
Paypal is fine for me, I don’t have any problems with it Reviewed on: 7th July 2026

Very Beneficial to my lifestyle

5
Paypall credit has been so beneficial especially with buying now and pay later facility. This has been so helpful. I would highly recommend it and use it a lot. It also takes the pressure of paying everything at a go. Reviewed on: 7th July 2026

SIMPLE, EASY TO USE, SAFE AND GOOD VALUE FOR MONEY

5
SIMPLE, EASY TO USE, SAFE AND GOOD VALUE FOR MONEY Reviewed on: 7th July 2026

PayPal gives me options.

5
Whether I’m buying something or paying for a service PayPal offers a range of options for payment including credit, which when used responsibly is a great option for spreading the cost. It’s simple to arrange and communication is great… no surprise fees… you’re kept up to date. Reviewed on: 7th July 2026

PayPal Credit is a game changer.

5
I have used PayPal for over 25 years for both business and personal use but when they introduced PayPal Credit I found buying the higher value items much easier because it allowed you to spread the cost especially as it is interest free. Reviewed on: 7th July 2026

Fast, Flexible and Reliable

5
Excellent service with flexible repayment options, and a smooth checkout experience. A convenient way to spread the cost of purchases. Reviewed on: 7th July 2026

what you need and get

5
I have PP Debit & Credit cards and have had an account for years - secure payment with customer service back up is what you need and get. Reviewed on: 7th July 2026

Great customer service with flexible options

5
Great customer service with flexible options Reviewed on: 7th July 2026

Excellent customer service with fast response time,...

5
Excellent customer service with fast response time, easy app, very useful. Never had a problem with PayPal Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 98797 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3848 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products