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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176729)

Good quality and easy access for different offers an...

5
Good quality and easy access for different offers and products. Reviewed on: 3rd June 2024

Super smashing great

5
Super smashing Great fantastic excellent brilliant super smashing great defo recommend so easy to use Reviewed on: 3rd June 2024

Amazing tool to use your money!

5
Amazing tool to use your money! Would recommend to everyone! Use PayPal as much as possible! Reviewed on: 3rd June 2024

convenient method of paying

5
I have never had a problem with paypal, it is a convenient method of paying without having to worry about yur details being shared Reviewed on: 3rd June 2024

Very useful and helpful to purchase something

5
Very useful and helpful to purchase something Reviewed on: 3rd June 2024

The ease of use and integration makes PayPal the best

5
The ease of use and integration makes PayPal my preferred option for payment Reviewed on: 3rd June 2024

Really good payment option.

5
Really good payment option. When iv had issues in the past the team were very helpful and sorted it quickly Reviewed on: 3rd June 2024

All good.

5
All good. Very helpful. Thank you paypal Reviewed on: 3rd June 2024

It has really helped out in tough situations

5
It has really helped out in tough situations and the paypal team have been great with any enquiries i had Reviewed on: 3rd June 2024

Has come in so handy over the years I’ve had it.

5
Has come in so handy over the years I’ve had it. Reviewed on: 3rd June 2024

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