Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176767 reviews)

View other PayPal products

4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (176795)

very sensible

love the flexibility to split payments across a few months with no interest and small interest across a longer period of timez Reviewed on: 3rd June 2024

So easy to use

So easy to use. The interest free period is the best out there. Makes my life easier. Reviewed on: 3rd June 2024

Awesome experience!

Awesome experience! Gave me some good deals! Reviewed on: 3rd June 2024

Simple to send money

Really easy to use especially when sending money to friends. Great for nights out and splitting the bill. Reviewed on: 3rd June 2024

I have used paypal since 2003 . and its been faultless

I have used PayPal since 2003 . and have had no issues it has handled many transactions on ebay over 1500 and its my preferred method of payment on the internet for purchases and the 3 payment option is fantastic Reviewed on: 3rd June 2024

The staff are friendly

The staff are friendly and quick at responding Reviewed on: 3rd June 2024

Feel safe while puchading

Feel safe while puchading. Next pay payment updater well in advance. Customer support is good. Easy access and quiet good option available for payment Reviewed on: 3rd June 2024

Very good costumer service and quick response from t...

Very good costumer service and quick response from team Reviewed on: 3rd June 2024

Great experience with Paypal.

Great experience with Paypal. I have never had any issues, the interface is smooth and I like that you can use face ID to log in and easily view transactions from your phone or laptop Reviewed on: 3rd June 2024

Very simple and easy to understand application.

Very simple and easy to understand application. Customer service has a great response time & no query is an issue to ask. Extremely helpful. Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98175 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub