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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176838 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176850)

I feel safe when using PayPal and there always to h...

I feel safe when using PayPal and there always to help Reviewed on: 3rd June 2024

Excellent service always great service help

Excellent service always great service opayaly Reviewed on: 3rd June 2024

It's easy to use and you can manage it very well for...

It's easy to use and you can manage it very well for 4 months interest free! Reviewed on: 3rd June 2024

Just what I needed

It’s a good service I don’t have to walk around with my card to pay for stuff and when I am short during the month I can reply on the credit which has been a big help Reviewed on: 3rd June 2024

APR too high but very convenient.

APR too high but very convenient. Reviewed on: 3rd June 2024

PayPal has helped me through incredibly tough times.

PayPal has helped me through incredibly tough times. Without the credit option I would not be able to purchase items whilst times have been tough in my job and I wasn’t earning enough money to survive. Reviewed on: 3rd June 2024

Personal credit

Gives me the chance to buy on credit myself and not rely on husband to purchase goods. Reviewed on: 3rd June 2024

I have good experience with PayPal

I have good experience with PayPal Reviewed on: 3rd June 2024

Prompt service

PayPal provides a prompt customer service Reviewed on: 3rd June 2024

My go-to provider for safe / secure online payments!...

Been using PayPal for years for both PayPal credit and for making safe and secure payments when shopping online. They’re my go-to provider for online payments. Reviewed on: 3rd June 2024

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