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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176902)

Great customer service and easy to use.

5
Great customer service and easy to use. I would highly recommend PayPal to everyone even family members! Reviewed on: 4th June 2024

Good to date

5
It's been very good to-date. It was easy to apply for and make payments . I can make extra payments if I like ,with out penalty. Reviewed on: 4th June 2024

Very user friendly and easy to process an applicatio...

5
Very user friendly and easy to process an application when you need it. Customer service can unfortunately take a little while to get hold of if you need support. Outside of that a great platform and very good mobile app. Reviewed on: 4th June 2024

Paypal has a variety of credit you can choose from.

5
Paypal has a variety of credit you can choose from. It gives me the ability to choose which credit suits me at a particular time. Reviewed on: 4th June 2024

Very good to bay some dream things

5
Very good to bay some dream things Reviewed on: 3rd June 2024

Purchasing Options to suit

5
The full offer of PayPal means all purchasing methods are available with PayPal credit effectively offering 4 months interest free on large purchases Reviewed on: 3rd June 2024

its great and does everything i need

5
its great and does everything i need Reviewed on: 3rd June 2024

Always there when I need it , easy to use...

5
Always there when I need it , easy to use Reviewed on: 3rd June 2024

Always had a great experience

5
I have been using PayPal from the early days. Always reassured I am covered when dealing with transactions. Also the security protection I have received in the past is great, things like suspicious account activities and the systems in place. Reviewed on: 3rd June 2024

I love using PayPal, it’s a great and secure way to...

5
I love using PayPal, it’s a great and secure way to pay. Reviewed on: 3rd June 2024

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