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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175954 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175969)

Excellent service

Great service flexible payments interest free allows you to spread payments making it easy to get things you need can always pay more off anytime great customer service over the phone security is excellent. Reviewed on: 7th July 2026

Very easy to use, I recently had a new phone and str...

Very easy to use, I recently had a new phone and struggled to add my cards to my wallet but PayPal came to the rescue and became my port of call for paying online Reviewed on: 7th July 2026

I used it often in past.

Well, I use it often in past. The pay in three option is a really good way of splitting costs up. Reviewed on: 7th July 2026

Good credit provider

I've had no issues. Easy to set up. Reviewed on: 7th July 2026

Very good service and able to use on most purchases.

Very good service and able to use on most purchases. Also very easy when you need to send money. Reviewed on: 7th July 2026

I love PayPal, so easy to use and I know I am protec...

I love PayPal, so easy to use and I know I am protected. Reviewed on: 7th July 2026

Quick and easy to use.

Quick and easy to use never had a problem with it before. Reviewed on: 7th July 2026

Easy to use within the app and no pressure

Easy to use within the app and no pressure Reviewed on: 7th July 2026

Never had any issues, I prefer not to have a physica...

Never had any issues, I prefer not to have a physical card Reviewed on: 7th July 2026

Easy to use at checkout

I find PayPal easy to use at checkout especially when apple pay is being used on some websites. Reviewed on: 7th July 2026

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