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PayPal: PayPal Credit reviews

4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175909)

PayPal is the best and easy way to pay!

5
PayPal is the best way to pay! Paying for goods is easy and stress free, and if you have a problem with an order, PayPal deals with it for you. The credit is amazing, and I especially like the reminders that payment is due otherwise I would forget! Reviewed on: 7th July 2026

Trusted service

5
Excellent service when an account of mine was hacked. PayPal noticed and the money was returned with ease. Reviewed on: 7th July 2026

Very easy to use and keep track how your monthly exp...

5
Very easy to use and keep track how your monthly expense is going !! Reviewed on: 7th July 2026

The best GOAT

5
Great service and good for protection for ur money Reviewed on: 7th July 2026

Easy to use.

5
Easy to use. Feel safer user paypal than my bank cards. Always have the PayPal back up if something isn't received that you don't get with a bank card. Reviewed on: 7th July 2026

Really easy to use, resolved an issue I had really q...

5
Really easy to use, resolved an issue I had really quickly. Reviewed on: 7th July 2026

.customer relationship

5
. Good customer service,very prompt when raised a concern . Reviewed on: 7th July 2026

Smooth and easy transactions and options to spread t...

5
Smooth and easy transactions and options to spread the cost interest free which is a good. Reviewed on: 7th July 2026

Excellent service.

5
Excellent service. Excellent communication. Always prompt with payments reminders and refunds. Reviewed on: 7th July 2026

Easy and simple process with the added bonus of zero...

5
Easy and simple process with the added bonus of zero financial strain. Being able to pay in small instalments means I can buy items i need without worrying about the financial burden. Reviewed on: 7th July 2026

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