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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Always use PayPal as preferred method to pay.

Always use PayPal as preferred method to pay. Has been good so far Reviewed on: 29th May 2025

No issues and easy to use.

No issues and easy to use. Would recommend Reviewed on: 29th May 2025

Very accessible and friendly.

Very accessible and friendly. No charges if paid in full on time. Brilliant for family of 5 with disabilities and illnesses who are struggling financially. Reviewed on: 29th May 2025

Highly recommended!

Highly recommended, easy to use, very useful and convenient way of shopping when you need something quick! Reviewed on: 29th May 2025

Fantastic for 0 interest repayments

PayPal is my go-to provider for online payments. My favourite feature is the pay-in-three plan, which allows me to spread the cost of a purchase over three months with 0 interest. I tend to use it 3/4 times a year for big spends and it helps me take the off that worry about overspending. Reviewed on: 29th May 2025

Great communication and excellent tool for returns.

Great communication and excellent tool for returns. Reviewed on: 29th May 2025

Excellent service provider and wonderful customer se...

Excellent service provider and wonderful customer service experience.They get back to you promptly, whenever i needed help or had problem the customer service team provided timely and emphathetic support. The interest rate is fair and transparent definetly value for money. Would recommend any time thank you. Reviewed on: 29th May 2025

Easy to access and always handy to have

Easy to access and always handy to have Reviewed on: 29th May 2025

Its so easy to use, and allows me to manage my money...

Its so easy to use, and allows me to manage my money better whilst being able to afford necessary items as well as treats and presents. Reviewed on: 29th May 2025

I use Paypal a lot.

I use Paypal a lot. Secure, efficient and efficient Reviewed on: 29th May 2025

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