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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50079 reviews)

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4.91

Based on 50,079 reviews, last reviewed 2nd Jun 2025

1777300% increase in 5 star reviews

in the past 90 days

1367% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use and understand app. Easy to use and understand app.Everything you need to do or need to find is very easy. Reviewed on: 2nd June 2025

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50079)

Review of the PayPal, PayPal Credit:

Great payment plans with 0% interest options

PayPal has helped me to pay for large purchases, with great 0% deals if paid back within 4 months, and easy straightforward payment plans. Reviewed on: 29th May 2025

Great financing solution, and easy to use.

Great financing solution, and easy to use. very convenient and straightforward. Reviewed on: 2nd June 2025

Easy when purchasing items online stores all my card...

Easy when purchasing items online stores all my cards gives me the option to spread the cost 0% Reviewed on: 2nd June 2025

Excellente Customer service

I recently had an issue with an online purchase where the seller failed to deliver the item as promised. After trying to resolve it directly with no success, I opened a dispute through PayPal. The process was straightforward — I submitted the details and supporting evidence, and within a few days, PayPal reviewed the case. To my relief, they ruled in my favor and issued a full refund. I was impressed with how fair and efficient the resolution process was. This experience really reinforced my trust in using PayPal for online transaction Reviewed on: 2nd June 2025

I’ve never had any issues with PayPal and often use...

I’ve never had any issues with PayPal and often use it to add an extra degree of safety Reviewed on: 2nd June 2025

I have used paypal now for approximately 10years.

I have used paypal now for approximately 10years. I have found the service very useful and trustworthy. In fact l rarely use websites that do not offer paypal payments as l don't like giving card details over the internet. In rare disputes regarding non receipt of goods paypal have sorted the dispute satisfactorily and reimbursed me. They settling of disputes has been easily resolved through their chat room. They respond quickly via chat bots or agents. So in all l am happy to recommend them and vouch for the reliability of their service. Plus l have used the credit fascility they offer with delayed no interest to pay service allowing upto 3 or 4 months credit with no interest applied if paid in full at the end of term. Plus pay in 3 has been very useful. Highly satisfied with paypal. Thank you for your service. Christine James. Reviewed on: 2nd June 2025

Easy to request, use and pay back.

Easy to request, use and pay back. I don't find PayPal to be as fast as other services for payments to come through though, which feels annoying as it's all digital and feels unecessarily slow (when compared to other brands with similar financial products). Sometimes it's take 5 working days or more, which feels a bit long for online banking Reviewed on: 2nd June 2025

I can use my PayPal almost everywhere , it’s easy an...

I can use my PayPal almost everywhere , it’s easy and convenient to pay, especially with 3 instalments ! Reviewed on: 2nd June 2025

In all interactions, the result has been positive.

In all interactions, the result has been positive. And experience simple. Reviewed on: 2nd June 2025

Paypal credit is very handy.

Paypal credit is very reasonable and easy to use with nice customer service. Reviewed on: 2nd June 2025

Useful vehicle for credit that's nicely integrated i...

Useful vehicle for credit that's nicely integrated into the paypal ecosystem Reviewed on: 2nd June 2025

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