Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50536 reviews)

View other PayPal products

4.91

Based on 50,536 reviews, last reviewed 9th Jun 2025

1818200% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Worth a try! Okay just took along time for money to be deducted from my bank once I made the payment to clear statement Reviewed on: 9th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50536)

Review of the PayPal, PayPal Credit:

I love the pay in 3 for the ability to buy things an...

I love the pay in 3 for the ability to buy things and spread the cost without interest payments Reviewed on: 2nd June 2025

Awesome PayPal Credit

PayPal Credit is quick and easy to use Reviewed on: 9th June 2025

no problems setting up a pay by paypal!

no problems setting up a pay by paypal! Reviewed on: 9th June 2025

Paypal was, is and will be the top money transfer app.

I have been using Paypal for over a decade and always felt it as the easier way to send money abroad, Credit helped me buy many things with a rather cheap rate, better than many loan and credit Reviewed on: 9th June 2025

totally disappointed I don't recommend I had £250 be...

totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

Excellent product

Easy and quickly to aprove a credit , amazing 4 months paying without interest , excellent service, Reviewed on: 9th June 2025

Good services, rates, and UI.

Good services, rates, and UI. Cross functional within website and app in terms of facilities. Reviewed on: 9th June 2025

easy to set up and easy to make a payment

easy to set up and easy to make a payment Reviewed on: 9th June 2025

Used for Multiple Years, 0 Issues.

I've used Paypal for quite a few years now and there isn't anything to complain about. The service works with no downtime from what I have experienced. Reviewed on: 9th June 2025

Getting anything resolved is a long process trying t...

Getting anything resolved is a long process trying to actually speak to someone but pretty quick once you get through to the right channels Reviewed on: 9th June 2025

I am very happy with pay pal because it is an honest...

I am very happy with pay pal because it is an honest company thank you Reviewed on: 9th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Advance Credit Card
from Lloyds Bank 3.95 from 58 reviews
Black Diamond Visa
from Vanquis 4.73 from 8 reviews
Opus Credit Card
from NewDay 5.00 from 3 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub